Employment Likely to Hit 88% | John Burns Real Estate Consulting

Employment Likely to Hit 88%


Our headline is certainly a positive way of saying that we think a 12% unemployment rate (in 2011) is the most likely scenario. What matters to housing is that 88% of people will still be gainfully employed, and will probably have had the chance of a lifetime to buy a very inexpensive home while mortgage rates are low. Riverside-San Bernardino unemployment has already risen from 5.7% in 2005 to 11.8% today.

We have estimated the unemployment rate – the U-3 series that is reported in the newspapers rather than the U-6 series that we recently covered – using our job growth/loss projections and a lower-than-usual growth rate (compared to prior recessions) in the adult population looking for work. One often-overlooked fact is that unemployment will rise as long as the economy is growing at less than the rate of adults employed or looking for work, which has averaged 1.6% per year since 1948 and 1.2% since 1990, but usually grows at a much slower rate during a recession.

The unemployment rate is higher than one year ago in 371 of the 372 metro areas (and unchanged in Waterloo-Cedar Falls, Iowa) according to the recently revised data from the Bureau of Labor Statistics. Over a longer time period, the rise in unemployment has been astonishing in some markets, and much more moderate in others (namely Texas). The change in the unemployment rate from 2005 to 2009 for a number of major U.S. metros is shown below.

Unemployment Rate
Metro Area Jan-05 Jan-09 Change
Riverside-San Bernardino, CA 5.7% 11.8% 6.1%
Las Vegas, NV 4.4% 10.0% 5.6%
Tampa, FL 4.4% 9.7% 5.3%
Charlotte, NC-SC 5.6% 10.5% 4.9%
Sacramento, CA 5.5% 10.4% 4.9%
Orlando, FL 4.2% 9.0% 4.8%
Detroit, MI 9.4% 14.2% 4.8%
Los Angeles, CA (MDiv) 6.1% 10.8% 4.7%
Oakland, CA (MDiv) 5.4% 9.2% 3.8%
Atlanta, GA 5.2% 8.7% 3.5%
Raleigh-Cary, NC 4.5% 7.9% 3.4%
Portland, OR 6.5% 9.8% 3.3%
Nashville, TN 5.0% 8.0% 3.0%
St. Louis, MO 6.4% 9.1% 2.7%
Indianapolis, IN 5.4% 8.0% 2.6%
San Francisco, CA (MDiv) 4.9% 7.5% 2.6%
Phoenix, AZ 4.3% 6.7% 2.4%
Boston, MA (MDiv) 4.7% 6.8% 2.1%
Seattle, WA (MDiv) 5.0% 7.1% 2.1%
Miami, FL 4.8% 6.8% 2.0%
Washington, D.C. (MDiv) 3.8% 5.7% 1.9%
Philadelphia, PA 5.4% 7.3% 1.9%
Chicago, IL (MDiv) 6.5% 8.2% 1.7%
Denver, CO 5.8% 7.4% 1.6%
New York, NY-NJ (MDiv) 5.8% 7.3% 1.5%
Austin, TX 5.0% 6.4% 1.4%
Dallas, TX (MDiv) 5.8% 7.1% 1.3%
Fort Worth, TX (MDiv) 5.8% 7.0% 1.2%
San Antonio, TX 5.6% 6.3% 0.7%
Houston, TX 6.0% 6.5% 0.5%

This is the most current available data for all variables and markets.

<Permits Statistics
<Employment Statistics
<Affordability
<12-
<12-
<Total
<NF Payroll Employment
<State
Metro Area
<Month
S. Fam. Permits
<Month
Total Permits
<Permits / Peak Permits
<1-Yr Growth
<1-Yr Growth Rate
<Unemp Rate
<Median Home Price
<Housing Costs / Income
<Housing Cycle Barometer
Alabama
Anniston-Oxford 169 185 39% (1,200) (2.3%) 7.9% $88,937 19% 0.0
Auburn-Opelika 712 844 38% (700) (1.3%) 7.0% $135,294 27% 0.0
Birmingham 2,315 3,293 42% (14,800) (2.8%) 7.4% $150,725 25% 0.0
Decatur 195 207 22% (2,500) (4.3%) 8.6% $98,513 19% 0.0
Dothan 366 366 49% (1,200) (1.9%) 7.2% $93,219 20% 0.0
Florence 188 325 42% (900) (1.6%) 8.7% $98,045 19% 0.0
Huntsville 2,125 2,916 58% (2,700) (1.3%) 6.0% $123,837 18% 0.0
Mobile 1,347 2,293 82% (800) (0.4%) 7.8% $131,595 26% 2.1
Montgomery 587 624 24% (4,800) (2.7%) 8.0% $127,042 22% 0.0
Tuscaloosa 508 1,174 45% (3,200) (3.3%) 10.0% $122,785 25% 0.0
Alaska
Anchorage 267 452 5% 3,900 2.4% 7.7% $199,085 22% 0.0
Arizona
Flagstaff 242 248 18% (700) (1.1%) 7.0% $194,358 35% 2.4
Phoenix 11,888 17,287 25% (126,700) (6.7%) 6.7% $130,000 20% 0.1
Prescott 604 770 17% (5,300) (8.5%) 8.4% $167,484 33% 0.0
Tucson 2,531 2,810 22% (9,700) (2.6%) 6.5% $165,000 30% 1.6
Yuma 854 859 32% (5,000) (8.9%) 15.4% $168,500 36% 5.4
Arkansas
Fayetteville 1,209 3,012 40% (1,500) (0.7%) 5.8% $109,603 17% 0.0
Fort Smith 477 709 54% (1,500) (1.2%) 7.7% $78,668 14% 0.0
Little Rock 1,787 3,012 52% (5,500) (1.6%) 5.9% $124,480 18% 0.0
California
Bakersfield 1,636 2,615 30% (1,400) (0.6%) 13.8% $129,000 24% 0.8
Chico 526 582 29% (1,500) (2.0%) 12.6% $195,500 38% 2.6
El Centro 193 242 11% (100) (0.2%) 24.2% $139,500 30% 1.1
Fresno 2,259 2,666 36% (5,200) (1.7%) 15.7% $135,500 25% 0.2
Hanford 204 341 25% 200 0.6% 15.6% $125,000 23% 1.3
Los Angeles 3,013 11,567 17% (111,000) (2.7%) 10.8% $296,000 45% 1.5
Madera 231 238 11% 0 0.0% 13.1% $155,000 32% 4.0
Merced 211 316 9% (1,300) (2.3%) 18.9% $115,000 22% 0.0
Modesto 413 512 8% (3,600) (2.3%) 16.0% $138,000 23% 0.0
Monterey 249 491 17% (800) (0.6%) 15.9% $213,000 31% 0.0
Napa 224 228 23% (3,100) (4.9%) 8.5% $370,000 45% 3.1
Oakland 1,718 3,620 16% (37,800) (3.7%) 9.2% $250,000 29% 0.0
Orange County 1,260 3,389 14% (64,600) (4.3%) 7.5% $420,000 46% 2.8
Redding 367 460 19% (1,800) (2.9%) 15.2% $195,000 36% 3.7
Riverside-San Bernardino 5,536 8,839 15% (76,100) (6.1%) 11.8% $175,000 26% 0.9
Sacramento 3,805 5,386 23% (35,800) (4.0%) 10.4% $185,000 25% 0.0
San Diego 2,050 4,909 11% (28,000) (2.2%) 8.6% $320,000 42% 1.4
San Francisco 585 2,912 43% (20,700) (2.1%) 7.5% $558,500 61% 2.0
San Jose 940 2,992 30% (19,100) (2.1%) 9.4% $405,000 40% 0.8
San Luis Obispo 625 760 21% (1,700) (1.7%) 8.0% $386,500 62% 5.1
Santa Barbara 201 265 10% (1,800) (1.1%) 8.3% $245,000 37% 0.0
Santa Cruz 302 343 24% (2,300) (2.5%) 12.6% $379,000 48% 0.5
Santa Rosa 504 618 11% (8,200) (4.4%) 8.6% $314,000 41% 1.1
Stockton 753 766 11% (2,900) (1.4%) 15.1% $152,250 23% 0.0
Vallejo-Fairfield 322 554 9% (3,900) (3.1%) 10.1% $201,750 26% 0.0
Ventura 362 807 11% (11,400) (3.9%) 9.1% $360,000 39% 1.8
Visalia-Porterville 1,180 1,395 39% (3,100) (2.8%) 16.2% $130,000 24% 0.3
Yuba-Sutter 155 221 7% (2,300) (5.5%) 17.6% $155,500 29% 1.2
Colorado
Boulder 179 563 11% (2,200) (1.3%) 5.8% $283,218 30% 1.3
Colorado Springs 1,549 1,983 18% (6,500) (2.5%) 8.1% $167,000 21% 0.0
Denver 3,826 8,063 28% (28,200) (2.3%) 7.4% $169,900 20% 0.0
Fort Collins 672 1,238 34% 600 0.5% 6.2% $210,000 26% 0.8
Grand Junction 640 730 36% 1,900 3.0% 6.2% $161,285 26% 0.7
Greeley 821 956 22% 500 0.6% 7.8% $155,500 20% 0.4
Pueblo 376 413 29% (800) (1.4%) 8.6% $79,919 15% 0.0
Connecticut
Bridgeport 631 1,681 32% (10,400) (2.5%) 7.3% $407,455 39% 0.0
Hartford 1,088 1,618 15% (11,500) (2.1%) 7.9% $215,110 26% 0.0
New Haven 542 834 11% (2,500) (0.9%) 7.8% $237,995 31% 1.3
Delaware
Dover 759 887 41% (2,700) (4.1%) 7.3% $176,534 29% 4.0
Wilmington 943 1,571 24% (8,900) (2.6%) 7.6% $198,692 27% 1.2
District of Columbia
Washington D.C. 7,114 10,729 28% 2,800 0.1% 5.7% $266,940 25% 0.5
Florida
Daytona Beach 942 1,261 16% (8,400) (4.9%) 9.9% $123,500 24% 1.7
Fort Lauderdale 880 2,164 11% (31,600) (4.0%) 7.7% $197,500 30% 2.2
Fort Myers 1,149 1,430 5% (20,600) (9.1%) 11.5% $91,750 15% 0.0
Fort Walton Beach 388 770 21% (1,100) (1.4%) 7.0% $177,471 26% 1.0
Gainesville 369 918 28% (1,700) (1.3%) 5.9% $164,203 36% 3.1
Jacksonville 4,890 6,459 26% (20,600) (3.3%) 8.5% $153,925 24% 3.1
Lakeland 2,160 2,829 22% (7,900) (3.7%) 9.9% $118,000 23% 2.5
Melbourne 1,190 1,617 16% (10,700) (5.1%) 9.5% $125,000 21% 1.5
Miami 973 3,301 13% (29,400) (2.8%) 6.8% $195,800 37% 3.7
Naples 617 823 10% (7,800) (5.9%) 8.8% $175,000 25% 0.0
Ocala 1,032 1,064 14% (4,900) (4.6%) 11.6% $130,000 26% 4.5
Orlando 4,910 8,868 25% (41,800) (3.8%) 9.0% $164,750 27% 3.3
Panama City 380 886 16% (1,600) (2.2%) 9.8% $173,932 30% 4.3
Pensacola 1,080 1,118 17% (5,300) (3.1%) 8.9% $130,253 23% 0.0
Port St. Lucie 770 1,140 11% (8,400) (6.3%) 11.2% $120,000 20% 0.3
Tallahassee 993 1,743 41% (4,300) (2.4%) 6.6% $144,178 28% 0.0
Tampa 4,733 9,224 24% (42,200) (3.4%) 9.7% $121,000 22% 0.8
West Palm Beach 1,166 1,663 7% (19,800) (3.6%) 9.1% $211,625 31% 3.0
Georgia
Albany 253 309 25% (1,100) (1.7%) 8.3% $87,324 19% 0.0
Athens 501 695 30% 100 0.1% 6.6% $128,689 26% 0.0
Atlanta 11,240 16,945 23% (91,300) (3.8%) 8.7% $142,022 19% 0.0
Augusta 1,652 1,697 31% (2,300) (1.1%) 8.7% $112,871 20% 0.0
Columbus 740 1,009 45% (1,100) (0.9%) 8.2% $103,431 20% 0.0
Dalton 234 338 31% (5,800) (7.6%) 12.0% $101,063 19% 0.0
Gainesville 334 341 13% (1,900) (2.4%) 8.3% $141,342 24% 1.1
Macon 516 863 46% (600) (0.6%) 8.6% $98,711 19% 0.1
Savannah 1,494 2,013 41% (3,300) (2.1%) 7.5% $139,033 24% 2.2
Valdosta 680 822 56% (1,000) (1.8%) 7.9% $102,357 23% 0.0
Warner Robins 634 939 44% (1,200) (2.0%) 6.9% $95,424 15% 0.0
Hawaii
Honolulu 772 1,415 29% (7,700) (1.7%) 5.2% $537,909 63% 3.2
Idaho
Boise City 2,298 2,836 25% (14,100) (5.3%) 8.6% $163,516 23% 0.7
Coeur D’Alene 683 748 28% 400 0.7% 8.6% $159,206 26% 0.0
Illinois
Bloomington 311 463 27% 500 0.6% 6.0% $154,333 24% 0.0
Champaign-Urbana 391 940 43% 4,700 4.3% 6.8% $136,715 25% 1.5
Chicago 5,335 12,143 28% (106,000) (2.8%) 8.2% $210,000 29% 0.5
Decatur 583 595 100% (300) (0.6%) 9.3% $82,920 16% 0.3
Lake-Kenosha 915 1,005 16% (5,700) (1.5%) 9.0% $237,097 27% 0.0
Peoria 765 888 46% 1,300 0.7% 7.4% $114,461 19% 2.1
Rockford 358 463 18% (5,400) (3.4%) 13.7% $108,318 18% 3.3
Springfield 240 565 37% 800 0.7% 6.8% $104,133 17% 0.0
Indiana
Bloomington 345 586 48% 0 0.0% 6.9% $119,997 24% 0.0
Elkhart-Goshen 326 476 29% (15,300) (12.3%) 18.3% $103,733 17% 0.0
Evansville 534 761 35% (4,800) (2.7%) 8.5% $90,485 16% 0.0
Fort Wayne 740 985 27% (2,400) (1.1%) 9.7% $89,284 15% 0.0
Gary 1,123 1,508 33% (4,600) (1.7%) 9.9% $117,393 18% 0.0
Indianapolis 4,233 6,997 41% (20,900) (2.3%) 8.0% $109,758 16% 0.0
Lafayette 484 517 28% (300) (0.3%) 8.4% $103,764 20% 0.0
Muncie 72 76 13% (300) (0.6%) 9.9% $71,000 15% 0.0
South Bend 379 763 38% (2,100) (1.5%) 10.6% $81,117 14% 0.0
Terre Haute 121 173 25% (900) (1.2%) 10.2% $73,880 15% 0.0
Iowa
Cedar Rapids 786 1,035 50% (500) (0.4%) 5.5% $126,270 21% 1.0
Davenport 423 499 33% 100 0.1% 6.9% $90,104 15% 0.1
Des Moines 1,764 2,706 43% (4,100) (1.3%) 5.3% $147,700 21% 0.9
Dubuque 207 220 25% (600) (1.1%) 6.6% $110,040 18% 0.0
Iowa City 608 754 45% (500) (0.6%) 4.1% $140,801 24% 0.0
Sioux City 175 184 16% 200 0.3% 5.0% $82,425 15% 0.0
Waterloo 364 382 46% (1,400) (1.6%) 4.4% $106,793 18% 3.2
Kansas
Topeka 423 446 32% 1,800 1.7% 6.6% $102,408 17% 0.0
Wichita 1,630 2,120 46% 3,300 1.1% 5.8% $118,790 19% 1.9
Kentucky
Bowling Green 352 436 32% (1,200) (2.0%) 10.1% $104,474 20% 0.0
Lexington 1,331 2,906 57% (6,200) (2.4%) 7.0% $141,620 26% 2.4
Louisville 2,451 3,555 40% (16,200) (2.6%) 9.4% $127,179 23% 0.7
Louisiana
Alexandria 344 352 37% (600) (0.9%) 5.6% $90,080 18% 0.0
Baton Rouge 2,406 3,544 39% 2,000 0.5% 5.4% $159,901 25% 1.1
Houma 534 791 66% 1,300 1.4% 3.7% $108,961 17% 0.0
Lafayette 782 1,005 20% 300 0.2% 3.9% $123,182 21% 0.0
Lake Charles 634 727 48% (100) (0.1%) 5.0% $103,960 17% 0.1
Monroe 243 324 27% (900) (1.2%) 6.3% $93,240 18% 0.0
New Orleans 2,584 4,315 33% 3,400 0.7% 5.5% $160,218 24% 0.1
Shreveport 924 1,152 38% (600) (0.3%) 7.3% $132,177 25% 2.0
Maine
Bangor 290 534 54% (300) (0.5%) 8.0% $114,288 21% 0.0
Portland 1,084 1,193 21% (3,900) (2.0%) 6.8% $204,674 29% 0.7
Maryland
Baltimore 3,026 4,987 26% (25,900) (2.0%) 7.1% $238,316 30% 6.0
Bethesda 1,541 2,278 19% (4,600) (0.8%) 4.8% $350,000 32% 4.2
Hagerstown 906 1,082 26% (2,800) (2.8%) 8.6% $156,445 22% 0.0
Salisbury 267 413 32% (1,500) (2.8%) 9.4% $140,282 25% 0.3
Massachusetts
Barnstable Town 376 519 11% (1,500) (1.6%) 10.8% $290,006 37% 0.0
Boston 1,042 3,396 32% (28,600) (1.7%) 6.8% $324,110 38% 2.0
Cambridge 1,120 2,036 27% (50,100) (2.0%) 7.2% $346,157 35% 0.2
Michigan
Ann Arbor 269 328 11% (5,000) (2.6%) 7.3% $158,101 22% 0.0
Battle Creek 53 87 14% (3,000) (5.2%) 11.2% $80,680 15% 0.0
Detroit 511 900 14% (49,700) (6.5%) 14.2% $82,477 15% 0.0
Flint 145 187 5% (8,300) (5.8%) 14.8% $78,848 15% 0.0
Grand Rapids 997 1,054 21% (19,000) (4.9%) 10.3% $101,133 17% 0.0
Holland 385 555 20% (7,500) (6.7%) 11.4% $132,244 19% 0.0
Jackson 105 173 17% (2,800) (4.9%) 12.1% $87,155 16% 0.0
Kalamazoo 489 662 27% (5,300) (3.7%) 9.6% $107,930 19% 0.0
Lansing 240 285 9% (8,400) (3.7%) 10.9% $91,827 15% 0.0
Muskegon 185 193 20% (3,000) (4.7%) 13.6% $85,581 17% 0.0
Niles 156 166 20% (2,200) (3.5%) 11.6% $109,612 20% 0.0
Saginaw 151 224 23% (3,800) (4.4%) 12.4% $62,991 13% 0.0
Warren 1,350 1,650 8% (92,000) (8.1%) 12.3% $142,716 18% 0.0
Minnesota
Duluth 604 717 42% (2,000) (1.5%) 9.9% $107,390 20% 3.9
Minneapolis 4,024 5,490 20% (50,000) (2.8%) 7.8% $174,960 22% 0.1
Rochester 439 641 32% 500 0.5% 7.0% $126,466 17% 0.0
St. Cloud 381 530 26% (600) (0.6%) 9.4% $129,070 21% 0.8
Mississippi
Gulfport-Biloxi 1,772 3,414 62% (2,400) (2.2%) 7.6% $133,318 25% 1.9
Hattiesburg 76 672 57% (1,600) (2.6%) 6.8% $91,363 20% 0.0
Jackson 1,817 1,849 41% (2,800) (1.1%) 7.1% $127,778 23% 0.1
Pascagoula 498 858 55% (1,000) (1.7%) 8.8% $103,948 19% 0.0
Missouri
Columbia 473 539 23% 700 0.8% 6.0% $125,070 24% 0.0
Jefferson City 144 157 14% (1,100) (1.4%) 7.3% $104,577 18% 0.0
Joplin 185 271 37% 200 0.3% 6.8% $80,068 18% 0.0
Kansas City 2,559 4,897 27% (8,600) (0.9%) 8.2% $137,735 20% 0.0
Springfield 895 2,009 39% (2,900) (1.5%) 7.6% $112,948 23% 0.3
St. Joseph 90 102 24% (1,500) (2.5%) 7.8% $81,683 16% 0.0
St. Louis 4,491 5,484 30% (26,600) (2.0%) 9.1% $160,383 26% 3.8
Montana
Billings 552 577 39% (1,800) (2.3%) 4.6% $130,160 20% 0.0
Missoula 316 434 39% (1,200) (2.2%) 6.6% $181,621 32% 1.9
Nebraska
Lincoln 664 785 29% (600) (0.4%) 4.8% $132,374 20% 0.6
Omaha 3,065 4,194 63% (300) (0.1%) 5.2% $131,195 19% 0.4
Nevada
Las Vegas 5,625 12,435 32% (38,600) (4.2%) 10.0% $165,000 24% 0.0
Reno 886 1,872 30% (15,600) (7.3%) 11.0% $200,000 29% 0.0
New Hampshire
Manchester 412 683 10% (500) (0.5%) 5.5% $174,655 17% 0.0
New Jersey
Atlantic City 658 765 19% (2,300) (1.6%) 10.8% $217,418 36% 4.4
Camden 1,686 2,574 31% (19,000) (3.6%) 8.0% $197,115 26% 3.1
Edison 2,752 4,548 19% (41,300) (4.0%) 7.5% $320,914 38% 5.6
Newark-Union 1,769 4,273 46% (20,000) (1.9%) 7.6% $374,817 47% 4.9
Trenton 285 592 16% (2,800) (1.2%) 6.9% $288,107 37% 5.1
Vineland 316 321 44% (900) (1.5%) 11.9% $140,791 26% 2.9
New Mexico
Albuquerque 1,971 2,475 28% (3,400) (0.9%) 5.4% $194,063 30% 1.2
Las Cruces 929 1,107 44% 400 0.6% 5.6% $108,385 22% 0.0
Santa Fe 133 133 10% 500 0.8% 4.6% $226,366 31% 0.0
New York
Albany 1,159 1,934 36% (8,400) (1.9%) 7.1% $193,527 29% 3.2
Binghamton 232 274 21% (1,200) (1.1%) 8.5% $106,030 20% 1.8
Buffalo 1,000 1,375 30% (4,600) (0.9%) 9.0% $104,302 20% 0.8
Glens Falls 322 368 23% (800) (1.5%) 9.3% $162,533 31% 3.8
Ithaca 116 239 36% (200) (0.3%) 5.6% $156,296 29% 2.8
Kingston 233 301 21% (1,200) (2.0%) 7.8% $232,437 36% 3.5
Nassau 1,888 2,960 26% (23,400) (1.9%) 6.9% $376,064 36% 4.1
New York 2,087 38,029 92% (83,900) (1.6%) 7.3% $443,237 65% 4.3
Poughkeepsie 961 1,412 27% (2,900) (1.2%) 7.4% $217,793 27% 0.8
Rochester 1,373 1,564 30% (500) (0.1%) 8.0% $113,422 19% 1.3
Syracuse 848 1,093 32% (1,000) (0.3%) 8.3% $115,578 21% 2.0
Utica-Rome 240 288 22% (700) (0.5%) 8.3% $103,488 22% 2.0
North Carolina
Asheville 1,675 2,349 55% (6,300) (3.6%) 8.7% $172,189 32% 2.7
Burlington 639 695 34% (2,100) (3.5%) 10.9% $105,008 20% 0.0
Charlotte 7,167 11,872 47% (31,600) (3.7%) 10.5% $135,750 20% 0.1
Durham 1,922 2,594 40% (1,700) (0.6%) 7.3% $170,622 28% 1.4
Fayetteville 1,456 2,520 58% (2,000) (1.6%) 8.8% $103,592 19% 0.0
Greensboro 1,978 3,211 50% (19,500) (5.3%) 10.5% $137,285 25% 0.0
Greenville 536 1,134 44% (2,400) (3.1%) 9.7% $104,628 21% 0.0
Hickory 835 872 36% (8,900) (5.6%) 13.6% $106,436 21% 0.0
Raleigh-Cary 6,144 10,690 60% (12,600) (2.4%) 7.9% $195,000 26% 1.1
Rocky Mount 410 415 40% (2,800) (4.3%) 13.2% $95,132 19% 0.0
Wilmington 3,154 3,877 42% (3,600) (2.5%) 9.9% $195,338 34% 2.5
Winston-Salem 1,496 1,609 36% (8,100) (3.7%) 9.3% $115,181 20% 0.0
North Dakota
Bismarck 546 801 73% 500 0.8% 5.5% $134,345 18% 0.0
Fargo 870 1,342 48% 900 0.8% 4.7% $132,709 20% 0.0
Grand Forks 195 344 51% 100 0.2% 5.1% $115,407 19% 0.0
Ohio
Akron 842 981 24% (11,400) (3.4%) 9.5% $87,500 14% 0.0
Canton 342 486 31% (4,700) (2.8%) 10.5% $89,107 15% 0.0
Cincinnati 3,159 4,048 26% (24,400) (2.4%) 8.4% $138,500 20% 0.4
Cleveland 2,166 2,491 31% (44,100) (4.2%) 7.6% $105,848 16% 0.0
Columbus 2,535 4,155 24% (18,500) (2.0%) 7.6% $116,000 16% 0.0
Dayton 1,048 1,272 31% (14,300) (3.6%) 10.9% $104,416 17% 0.0
Lima 115 122 24% (1,700) (3.1%) 11.2% $87,259 14% 0.0
Mansfield 82 101 17% (1,400) (2.5%) 12.9% $88,542 16% 0.0
Springfield 75 105 15% (600) (1.2%) 9.6% $89,074 14% 0.0
Toledo 622 1,101 27% (14,900) (4.7%) 13.3% $92,202 15% 0.0
Youngstown 362 508 27% (7,600) (3.3%) 13.1% $67,702 12% 0.0
Oklahoma
Oklahoma City 3,480 3,837 18% 7,000 1.2% 5.2% $125,655 19% 0.0
Tulsa 2,753 3,849 32% 3,000 0.7% 5.6% $132,076 20% 0.0
Oregon
Bend 653 740 17% (2,700) (4.0%) 14.6% $196,250 28% 1.3
Eugene 585 753 27% (6,500) (4.2%) 11.9% $194,673 33% 4.6
Medford 377 457 21% (2,900) (3.6%) 12.9% $168,254 30% 1.1
Portland 3,915 7,491 38% (26,700) (2.6%) 9.8% $243,000 33% 5.4
Salem 605 1,006 30% (2,800) (1.9%) 10.7% $186,900 30% 5.3
Pennsylvania
Allentown 1,572 1,790 33% (4,500) (1.3%) 8.1% $205,084 31% 3.6
Altoona 46 200 40% (1,400) (2.3%) 7.8% $96,704 18% 0.0
Erie 266 409 40% 400 0.3% 8.1% $97,737 19% 0.1
Harrisburg 1,531 1,565 42% (3,200) (1.0%) 6.7% $143,095 21% 1.6
Johnstown 147 163 44% (1,400) (2.3%) 8.8% $83,315 19% 1.9
Lancaster 1,202 1,534 42% (4,400) (1.9%) 6.7% $163,387 24% 2.1
Philadelphia 3,922 5,827 33% (20,400) (1.1%) 7.3% $210,758 29% 3.8
Pittsburgh 2,867 3,337 47% (8,600) (0.8%) 7.3% $113,430 20% 0.0
Reading 505 686 31% (3,200) (1.9%) 8.1% $147,422 22% 3.3
Scranton 793 897 41% (4,600) (1.8%) 8.8% $118,393 23% 1.6
State College 408 491 45% (300) (0.4%) 6.1% $153,338 29% 1.9
Williamsport 80 89 17% (1,700) (3.2%) 9.2% $106,356 21% 0.6
York 1,034 1,164 37% (1,800) (1.0%) 7.2% $158,221 23% 2.3
Rhode Island
Providence 1,233 1,473 13% (20,600) (3.7%) 11.5% $214,436 32% 0.5
South Carolina
Anderson 530 605 31% (4,300) (6.7%) 11.5% $99,148 17% 0.0
Charleston 3,457 4,724 44% (5,500) (1.9%) 8.6% $173,000 26% 0.0
Columbia 3,309 4,474 55% (7,800) (2.1%) 8.5% $114,950 18% 0.0
Florence 554 978 75% (2,200) (2.5%) 11.5% $95,849 18% 0.0
Greenville 2,231 2,724 49% (8,200) (2.6%) 9.3% $125,000 22% 0.6
Myrtle Beach 1,783 2,845 24% (8,100) (7.0%) 14.4% $171,116 29% 0.0
Spartanburg 984 984 36% (1,000) (0.8%) 10.8% $119,733 21% 0.3
South Dakota
Rapid City 449 463 34% 300 0.5% 5.1% $120,430 19% 0.0
Sioux Falls 897 1,827 73% 400 0.3% 4.7% $136,096 19% 0.0
Tennessee
Chattanooga 1,209 1,552 41% (4,000) (1.6%) 8.1% $125,789 24% 0.0
Clarksville 1,049 1,486 46% (2,900) (3.5%) 9.6% $97,333 18% 0.0
Jackson 335 395 35% (1,300) (2.1%) 9.0% $84,813 18% 0.0
Johnson City 549 990 69% (2,700) (3.3%) 8.1% $110,482 25% 0.0
Kingsport 772 856 56% (2,000) (1.6%) 8.4% $106,785 24% 0.0
Knoxville 2,003 2,635 41% (9,600) (2.9%) 7.4% $143,875 26% 0.0
Memphis 2,229 3,195 29% (15,400) (2.4%) 8.8% $118,004 22% 0.0
Nashville 5,346 7,843 43% (23,400) (3.1%) 8.0% $145,000 23% 1.3
Texas
Abilene 196 198 9% 1,500 2.3% 5.1% $91,400 17% 1.6
Amarillo 481 733 20% 300 0.3% 4.6% $127,300 22% 3.4
Austin 7,709 13,465 51% 6,600 0.9% 6.4% $175,800 25% 1.7
Beaumont 799 1,637 66% (200) (0.1%) 8.7% $126,000 23% 3.5
Brownsville 989 1,250 32% (2,300) (1.8%) 9.5% $83,300 22% 3.6
College Station 795 2,093 59% 3,400 3.8% 5.1% $155,500 31% 3.6
Corpus Christi 1,137 1,387 23% 2,100 1.2% 6.2% $129,600 26% 3.7
Dallas 11,517 24,850 34% (9,800) (0.5%) 7.1% $138,100 19% 0.0
El Paso 2,884 3,843 59% (1,200) (0.4%) 8.3% $136,300 31% 0.0
Fort Worth 6,886 9,935 26% 2,700 0.3% 7.0% $104,300 15% 0.0
Houston 27,109 41,919 56% 17,200 0.7% 6.5% $129,700 19% 0.0
Killeen 1,646 2,253 49% 3,000 2.4% 6.5% $116,988 21% 2.0
Laredo 696 1,028 43% 1,800 2.0% 7.3% $88,830 21% 0.0
Longview 180 221 14% 400 0.4% 5.8% $107,800 20% 1.3
Lubbock 981 1,305 31% 900 0.7% 4.7% $108,200 22% 0.0
McAllen 2,985 3,397 37% 1,400 0.6% 10.1% $91,200 23% 0.0
Midland 473 473 12% 2,400 3.5% 3.8% $121,146 20% 1.5
Odessa 233 695 33% 3,100 5.0% 4.9% $138,000 26% 4.0
San Antonio 5,828 9,636 43% 1,700 0.2% 6.3% $143,800 24% 3.2
Texarkana 85 142 17% 800 1.4% 5.5% $77,638 15% 0.0
Tyler 209 276 9% 1,200 1.3% 6.9% $115,600 21% 0.0
Waco 554 844 28% 700 0.7% 5.9% $108,600 22% 0.1
Wichita Falls 156 181 20% (1,200) (1.9%) 6.8% $90,000 18% 0.2
Utah
Ogden-Clearfield 1,416 1,851 36% (2,800) (1.4%) 5.2% $143,959 22% 1.0
Provo-Orem 1,087 1,423 22% (5,600) (3.0%) 4.7% $161,635 27% 1.3
Salt Lake City 1,794 4,391 35% (6,600) (1.0%) 4.6% $198,367 31% 5.1
St. George 654 671 17% (2,100) (4.0%) 7.1% $161,786 30% 0.0
Virginia
Charlottesville 749 871 33% (1,900) (1.9%) 5.3% $218,184 31% 1.4
Harrisonburg 505 936 72% (1,900) (3.0%) 6.0% $168,649 30% 1.9
Lynchburg 829 847 46% (1,100) (1.0%) 7.0% $134,792 25% 0.2
Richmond 3,801 4,832 42% (16,400) (2.6%) 6.9% $195,000 29% 2.8
Roanoke 649 724 38% (2,600) (1.6%) 6.5% $140,422 24% 0.0
Virginia Beach 3,122 4,582 19% (3,400) (0.5%) 6.7% $208,740 31% 4.4
Winchester 454 453 25% (2,600) (4.6%) 7.7% $146,725 23% 0.0
Washington
Bellingham 488 590 23% (1,800) (2.1%) 7.8% $216,703 35% 2.3
Bremerton 660 758 29% (3,100) (3.6%) 7.3% $240,000 30% 4.2
Kennewick 868 978 30% 2,600 2.9% 8.8% $151,173 22% 1.4
Olympia 1,102 1,216 38% 300 0.3% 7.5% $253,500 33% 6.2
Seattle 4,499 12,745 46% (30,700) (2.1%) 7.1% $350,000 40% 5.1
Spokane 1,190 1,772 40% (3,400) (1.6%) 9.4% $166,585 28% 4.6
Tacoma 1,721 2,336 34% (6,700) (2.4%) 8.9% $228,000 30% 3.2
Yakima 602 695 57% (300) (0.4%) 10.9% $144,330 25% 1.2
West Virginia
Charleston 307 562 67% (200) (0.1%) 4.9% $123,770 22% 0.0
Huntington 104 129 20% (1,900) (1.6%) 6.9% $84,759 18% 0.0
Morgantown 32 211 86% 1,300 2.2% 3.9% $121,273 23% 0.0
Parkersburg 136 192 44% 200 0.3% 8.2% $88,862 16% 0.1
Wheeling 44 46 16% (600) (0.9%) 8.0% $76,111 14% 0.0
Wisconsin
Appleton 479 646 30% (2,200) (1.9%) 7.1% $123,443 19% 1.8
Eau Claire 323 458 32% (1,500) (1.8%) 7.1% $111,418 20% 1.6
Green Bay 508 715 23% (3,800) (2.3%) 7.3% $138,427 22% 2.1
Janesville 209 244 19% (3,900) (5.7%) 11.6% $112,471 19% 2.1
La Crosse 308 368 43% (1,500) (2.0%) 6.6% $113,911 20% 0.0
Madison 760 1,876 31% (6,100) (1.8%) 5.3% $216,399 31% 4.3
Milwaukee 1,206 2,445 29% (23,300) (2.8%) 7.1% $199,868 32% 4.8
Oshkosh-Neenah 413 530 36% (300) (0.3%) 6.4% $113,178 18% 0.0
Racine 314 315 25% (1,500) (1.9%) 8.8% $138,851 22% 2.5
Sheboygan 129 245 33% (1,300) (2.1%) 7.8% $122,741 21% 2.5
Wausau 231 448 32% (1,900) (2.6%) 7.5% $115,664 18% 1.1
Wyoming
Cheyenne 155 183 21% 200 0.5% 5.9% $125,012 19% 0.0

 


If you have any questions, please contact us at (949) 870-1200 or fill out this form.